Question 1

What is Clozo?

Accepted Answer

Clozo is an EU-first SaaS for freelancers that combines proposals, invoices, e-signature, and payment collection in a single shareable link. Built specifically for European freelancers and sole traders / self-employed with iDEAL, Bancontact, SEPA, and Bizum support.

Question 2

Does Clozo support EU VAT reverse charge?

Accepted Answer

Yes. Clozo automatically applies reverse-charge to invoices when your client is a VAT-registered business in another EU country. We validate the VAT number through VIES before applying the reverse-charge logic.

Question 3

Does Clozo support Verifactu for Spanish sole traders / self-employed?

Accepted Answer

Clozo generates invoice records in formats compatible with the data structure Spain's Verifactu obligation requires under Royal Decree 1007/2023 (record integrity and hash-chain readiness). Direct submission to AEAT's Verifactu API requires SIF (Sistema Informático de Facturación) certification, which is on our roadmap ahead of the July 2027 deadline for self-employed taxpayers. In the meantime, you generate the records in Clozo and hand them to your accountant or use a certified third-party submission gateway. Submission to the tax authority remains your or your accountant's responsibility.

Question 4

Can my client pay via iDEAL?

Accepted Answer

Yes. Clozo supports iDEAL (Netherlands), Bancontact (Belgium), Bizum (Spain), credit/debit cards, and SEPA bank transfer. All payment methods work in the same single proposal-to-payment link.

Question 5

How much does Clozo cost?

Accepted Answer

Free plan: €0/month — 2 proposals/month, e-signature, PDF generation. Pro plan: €12/month — 5 proposals/month, 8 premium templates, online payments, EU VAT engine. Unlimited plan: €22/month — unlimited proposals, team access, EU e-invoicing, expense tracking. Cancel anytime.

Question 6

Is Clozo GDPR compliant?

Accepted Answer

Yes. Clozo is operated by an EU-based controller (Spain) under GDPR, ePrivacy Directive, and Spanish LOPDGDD. All data is hosted in the EEA. Our cookie banner provides granular per-purpose consent in line with EDPB Guidelines 03/2022 and CNIL délib. 2020-091.

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